Help & FAQs

Straight answers, before you apply.

The questions people actually ask about refinancing a car loan through Leverage, answered directly, in plain English, with nothing hiding in the fine print.

Applying

What do I need to apply?

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How long does the whole thing take?

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Can I apply with my partner?

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What if I'm on a benefit, self-employed, or on a work visa?

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What areas do you cover?

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Do you do refinancing for utes and vans?

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Is my data safe, and where does my application go?

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Credit & checks

Does checking affect my credit score?

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Can I refinance with bad credit?

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Does refinancing itself affect my credit file?

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Costs & fees

Is Leverage free to use?

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How does Leverage get paid?

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What's a break fee, and do I have one?

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Can I lower my repayments without extending the loan?

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The switch

Who actually lends the money?

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Do I keep my car?

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What if the offer isn't better than my current loan?

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What happens to my old loan?

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After settlement

Who do I deal with after settlement?

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Can I pay the new loan off early?

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What should I check after my loan settles?

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Question answered? Ask the real one.

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