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Who actually lends the money?
A lender, not Leverage. We're a free referral service: we take your application, match it against a panel of approved New Zealand lenders, and bring back the strongest offer. The loan contract is between you and the lender who makes that offer.
By Leverage Finance · Updated 17 July 2026
The lender makes all the credit decisions, sets the pricing and terms, and is who you repay after settlement. You'll see exactly who they are before you sign anything, and their offer comes with the full disclosure the law requires: costs, term, fees, all of it in writing.
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