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Is Leverage free to use?

Yes: free to apply, free to compare, free if you switch, free if you don't. There is no fee to you at any point in the process.

By Leverage Finance · Updated 17 July 2026

We're paid by the lender, not by you: when a loan settles, the lender pays us a referral fee. That fee is the lender's cost of finding a customer. It isn't added to your loan and doesn't change the pricing you're offered. If no loan settles, nobody pays anything.

Same car. See what a better loan looks like.

Two minutes, one soft check to start, no obligation. Your file goes to a panel of NZ lenders and the strongest offer comes back.

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